TECHBELIEVER TECHNOLOGIES PRIVATE LIMITED (“Company”, “We”, “Us”) is committed to conducting business in accordance with the highest ethical standards. This includes compliance with laws aimed at preventing money laundering and illegal activities.
To deter illicit activities, the Company has implemented robust compliance measures, including customer screening and transaction controls.
This AML Policy must be read with our Terms of Use and Privacy Policy. It is binding on all users.
User Identification Protocol
1. We take reasonable steps to verify the identity of all Users using our services.
2. During registration, we collect minimum identification details as per our Terms.
3. Withdrawals require KYC verification. Users must provide photo ID and address proof.
4. PAN, Aadhaar, geolocation, and verified bank details may be required for withdrawal.
5. Additional documents may be requested for enhanced KYC or legal compliance.
User Obligations
1. Users must not use the Platform to commit any criminal or illegal act.
2. Users must provide true, accurate, and updated personal information.
Transaction Monitoring
1. We monitor all activity—both manually and via automated systems—for suspicious patterns. Only digital transactions via integrated gateways are allowed. Cash transactions are strictly prohibited.
2. If unusual behavior is detected, we may:
- Request more documents
- Enforce additional KYC
- Restrict/suspend account
- Block fund withdrawal
- Forfeit suspicious funds
We use risk profiling, transaction volume, frequency, and peer behavior as criteria for monitoring.
Suspected money laundering cases may be reported to law enforcement agencies.
Suspicious transactions include:
- Unusually complex transfers
- Transactions lacking good faith
- Transactions with no economic logic
- Transactions related to offenses listed under PMLA, 2002
We retain transactional records as required by law and may contact users to ensure compliance.
Changes to AML Policy
This AML Policy may be updated without prior notice. Any revisions will be shared as per legal requirements and published on our website: https://kozone.in/.